The single premium is charged for the plan
Covers all members of the group travelling together on a floater basis
Any member can make a claim on the policy up to the sum insured of the plan
Can be bought for both domestic as well as foreign trips
Cover a single trip for a specified time duration only
The plan remains in effect until the trip completion date, even if a claim has been made on the policy
The plan remains in effect even after a claim is made till the trip is completed
The entry and exit age of the insured members might be restricted
These plans are generally cheaper when compared to individual travel plans
Buying a group travel insurance policy is mandatory to avail of a travel visa for Schengen countries
Reimburses the insured for expenses incurred for an Accident or illness while traveling overseas only.
Reimburses the insured for expenses incurred for an Accident while traveling in India only.
Includes emergency medical transport, medical/body repatriation, location and transfer of medication and/or medical by-products, emergency travel expenses for a family member and an insured person’s child, or a replacement colleague.
Provides an amount for emergency purchases.
Pays for replacement of lost baggage, personal documents or personal effects.
Pays a benefit for each hour that the insured’s flight is delayed.
Pays a benefit for every 6 hours the insured is held on a hijacked common carrier.
Pays travel and/or accommodation expenses if the insured’s trip is cancelled.
While you are on your trip, if there is a burglary or a housebreak, this cover will compensate for damages caused to the insured house premise. Coverage for the damage or loss of household items insured and listed in the policy document is also given.
Enhanced cover for accidental death and disablement :Most travel insurance plans provide coverage for AD&D (Accidental Death and Dismemberment), this is a limited form of life insurance. Some plans also provide an optional rider to increase the amount of AD&D coverage.