Commercial Vehicle Insurance

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Provides car repair coverage due to damage in case of an accident

Survivors of an accident are provided with extra benefits

Covers for third-party penalty claims

Lawsuit coverage, including legal fees, brought against you

Provides coverage in cases of vandalism, fire, theft

Provides premium discount in case of theft

Extended coverage to someone else driving your vehicle with consent

No-claim bonus is awarded during renewals

Can be written off as business expenses

Can be counted in as tax deductibles

Liability coverage: Collisions don’t just impact vehicles—they can cause expensive damage to nearby property and valuables. In these instances, commercial auto insurance can provide a range of protection if and when you damage another person’s vehicle or property in an accident.
Physical damage and collision protection: Following an accident, you or your employees may need to pay for vehicle repairs—both for your own vehicle and any vehicles you hit. Commercial auto insurance can reimburse policyholders for the costs of vehicle repairs they may need following a crash, regardless of who is at fault. Many policies even provide coverage for uninsured and underinsured motorists, providing an extra layer of protection.
Medical payment and lawsuit coverage: Collisions often result in bodily harm and expensive medical costs for you and those involved in an accident. Commercial auto insurance policies offer some protection for these expenses and can cover medical costs, lost wages and even legal expenses should a lawsuit be brought against you.

Personal Accident Cover: If you don’t already have a PA cover, you can include it within your commercial insurance policy plan as having a personal accident cover is mandatory by law. This provides coverage for bodily injury or death of the owner-driver in case of an unfortunate accident.
Unnamed PA Cover: We hope this never happens, but if something happens to the person sitting with you in the vehicle, in an unforeseen accident this cover is a fallback to cover for the same.
Legal Liability: This cover has you protected against any legal liability that arises against you due to an injury caused to your employees/someone who works for you.
Electrical Accessories: This cover is for those who have fitted any electrical accessory in their vehicle, which is not a part of the manufacturer’s model, this will cover those accessories.