The Accidental Death Rider, commonly known as the Double Indemnity Rider, guarantees an additional payment under the Death Benefit. In the event of the insured person's death as a result of an accident, the nominee receives an extra benefit equal to the face value of the original Policy. This implies that the covered family receives double the insurance value. This Accidental Death Rider is useful in the case of a person who is the sole caregiver and provider of the family since the twofold amount of the payment can take care of your family..

In the event that the insured individual becomes permanently incapacitated or loses their income as a result of an injury or sickness, the Insurance Company will waive all future premiums that are due. Such circumstances can be devastating to a family. The Waiver of Premium rider assures that your family will not face grave repercussions as a result of such financial difficulties. The waiver is available until the individual is able to return to work; however, the waiver is contingent on the premium's monetary worth, and the definition of disabled differs per insurer.As a result, it's critical to read the terms and conditions section of the policy papers completely..

In the event of the insured's untimely death, the family's finances are severely impacted, particularly if the insured is the family's single earner. In such cases, this Rider offers a steady source of money for the family. The most essential thing to remember is that when purchasing this rider, you must calculate the number of years for which your family will get a consistent income.

In today’s day and age, our ever-changing lifestyle and food habits contribute to the increasing instances of health issues such as diabetes, stroke, cardiovascular diseases, and cancer. The medical treatment for these critical illnesses is not only time-intensive but also expensive, meaning that the treatment can drain out a significant portion of your savings. Having a critical illness rider in place enables you to avail of financial relief as the rider doles out a predetermined amount to you upon diagnosis of any such life-threatening ailment.

In case you meet with an accident, which physically disables you permanently, this rider will act as a much-needed financial cushion for the future needs of your loved ones and yourself. The Total and Permanent Disability Rider provides financial relief against a predefined set of disabilities, including loss of eyesight or limb use.

To safeguard your child’s future, the Child Support Benefit will provide an additional sum of money. This sum of money will be provided over and above the sum assured under the child insurance plan and help you take care of your child’s life goals.