Surgery Expenses and Hospitalization Cover
Any surgeries which are not necessitated due to an accident/illness
Mortality Benefit Cover
Terminal Diseases Cover
OPD Cover
Third-Party Liability Cover
Theft/ Lost /Straying Cover
The optional long term care cover provides you with a lump sum compensation, if your furry friend is diagnosed with any of the following illnesses, which requires long term care:
Pet insurance gives you a wider option of treatments for dental issues, parasite-borne diseases, cataracts, fractures, pregnancy complications etc., depending on the policy you choose. Pet insurance also proves to be a boon for pets that may need to make use of additional healthcare facilities as they age.
No matter how careful you are with your furry buddy, accidents can happen at any time. In the event of an unexpected accident, injury or illness, pet insurance helps with the cost of medical treatment so that you do not have to go through the stress of arranging the funds or wiping your savings clean.
Just like us, pets can also go through major illness and the treatments for these extreme illnesses can be very costly. Having pet insurance allows you to give your pooch the best healthcare while saving money on expensive medical treatments and hospitalisation.
You can choose from various policies depending on your budget and pet’s needs. Some pet insurance policies also give you the flexibility to choose when you want to pay the premium; be it monthly, quarterly, semi-annually or annually.
Besides accidents and illness, some pet insurance policies also cover theft or loss of the pet, overseas travel and third-party liabilities in case your pet causes injuries to someone else or damages their property.
As vet fees are usually the primary reason for taking out a pet insurance policy, it's important to know how far your insurer will go to help you out with the associated costs. When you compare pet insurance policies, look into whether the insurer covers consultations, examinations, scans, tests, medications, surgery or hospitalisation as part of the policy.
You may find yourself in hot water if your dog causes damage to someone else's property, or worse still, damage to someone else. As Rover doesn't have a savings account, you as the owner could be considered responsible for costs to replace or repair a damaged item. If he hurts somebody, you could face a day in front of a judge for his actions.
Sure, it's hard to think about! However, some insurers offer a level of cover in the event that your pet should die from illness or an accident. Typically, a policy will cover the price you paid for your pet or their current market value, which may be particularly important if you paid a large sum of money for a highly sought-after breed or pedigree.