Travel insurance will reimburse you for non-refundable prepaid expenses or any additional cost of transportation that you may have to incur in case of trip cancellation or interruption due to medical problems of insured or insured’s family member, any professional reason or natural disaster. However, the compensation received is subject to limit of sum assured in your travel insurance policy.

Your travel plans may get delayed due to external or unavoidable causes. However, travel insurance benefits also cover you for such delays if you have comprehensive travel insurance plan. It provides for additional meal, accommodation and any transportation expenses that you may have to incur. The coverage is subject to the limits of your travel insurance policy.

Legal matters are difficult to deal with, especially when you are in a new country. However, if you have a travel insurance you will be covered for all the legal cost and expenses related to a third-party liability claim arising out of death or bodily injuries. The benefit under this section is limited to the sum assured.

Flight hijack can be a traumatic experience, which can cause much distress. But having travel insurance can cover you for this situation too. Travel insurance compensates you by paying distress allowance if your flight on a common carrier gets hijacked for a certain number of hours.

Natural disasters like fire, explosion, earthquake, storm, and hurricane may force you to look for emergency accommodation. However, arranging accommodation in a new place can be less challenging if you have travel insurance by saving you the expenses that may otherwise cause a dent in your pocket.