Extensive Coverage At Much Affordable Rates
Family is dear to all of us, and we all are worried about our family’s financial protection. Therefore, this policy cover offers security to our family members in the form of compensation or bears all the expenses incurred in treating the injured or disabled due to an accident.
It provides you with peace of mind as the family members can use the company’s compensation to pay off their liabilities and maintain a usual lifestyle in case of a family member’s death.
There is a misconception that the insurance cover has a complicated process. Hence, people avoid buying it. But the truth is that it does not contain more paperwork when you purchase this policy. Only the necessary details in the application form are required, so you don’t need to stress the documentation process.
Several insurance companies also cover the ambulance expenses while taking the injured person from an accidental spot to the hospital. They also manage to inform the family members about the occurrence of your accident.
Some of the insurances do not provide compensation in cases when the casualty has occurred outside of India. But personal accident insurance policy cover offers assured benefits irrespective of the location of the accident. It does not have any geographical limitations and is helpful in emergency cases.
It has an easy claim process, which is a critical thing that a policy buyer looks for as in the cases of emergencies, a person would not be able to claim the insurance, which has a long process. Here, you can submit an online or offline application of the insured insurance, the company verifies it, and the claim is paid-out.
Under this cover, hospital expenses incurred due to an accidental injury are covered.
Under this cover, fractures and burns are covered and their medical expenses are paid under the policy.
This feature covers the cost of the ambulance incurred in taking the injured to the hospital after an accident.
Coverage for issues related to a personal possession or baggage loss during the course of the travel Covers.