Don’t worry, Drive happy!
You've come to the right place.
Features
Comprehensive and Third Party policies with Add -Ons
Quick an Hassle free process
Benefits
- Motor Insurance - Mandatory
-
Car Insurance is mandatory in India by law under the Indian Motor Act. It is also really important to have an Insurance as driving can be hazardous and have fatal consequences. Even if you are a cautious driver someone else's irresponsible driving might cause an accident. Choosing a right Insurance plan for your car will surely go a long way in preventing sudden financial loss in case of accidents. A comprehensive motor Insurance plan ensures safety of your vehicle, and also of passengers, pedestrians and people's property.
- Legal protection
-
As having no motor Insurance is a violation of traffic laws, it can lead to paying penalties. Hence, it’s important you renew your Insurance before it gets expired.
- Damage or loss to insured vehicle
-
In case your vehicle is damaged due to an accident, fire, or self ignition, you are protected. Furthermore, if the car suffers losses due to burglary or theft, strikes, riots, or terrorism, your insurance policy covers these. Another benefit of car insurance is that it covers loss or damage while in transit by rail, inland waterways, air, road, or lift.
- Payment for Damage
-
Let’s face it; even if you have two cars, you already know that it can be expensive investing just in one. So, should anything go wrong with your car, you will have to shell out a lot of money to get it repaired. Many times, it can so happen that your car gets damaged because of someone else’s careless or negligence. With car insurance that’s best suited to your needs, you never have to worry about paying for repairs as the policy will cover the cost. This is a huge relief for car owners.
- No claim bonus
-
One of the major advantages of having car insurance is the no claim bonus (NCB). Customer is eligible for this benefit for every claim-free year. This may be available as a discount on the premium, which makes car insurance even more affordable.
- Break-In Insurance
-
Break-In Insurance occurs when the policy lapses due to non-renewal of the Insurance on time If car Insurance is renewed within 90 days of car Insurance expiry, then the NCB remains intact.
- Coverage against accident
-
A motor Insurance can give you a coverage against damage happened to your vehicle due to some accidents. You can claim the expenses and save more money.
Add-Ons
- Zero Depreciation
-
Generally, car Insurance companies take into account the depreciated value of a damaged car part and not the current value of the vehicle when filing an Insurance claim. Depreciation rates are subjected to the model of the car, age, make, etc. Due to this, an individual will have to take care of a sizable amount of the claim themselves. But, if you opt for a Zero Depreciation cover, the entire cost will be covered by the insurer and you won’t have to bear any of the expenses. Therefore, in case you meet with an accident, you are immune to any deductions based on the depreciation value and you can recover the full amount which would amount to the market value of the vehicle.
- Engine Protection Cover
-
Most do not cover damages caused to the engine of a vehicle. An Engine Cover rider comes as a relief to people who live in such areas where calamities occur. Insurance agencies offer a hydrostatic cover which covers any damages that are caused by consequential losses.
- Ambulance and Medical Expenses
-
In case a car Insurance holder meets with an accident and requires immediate medical attention, the Ambulance and Medical Expenses rider will help compensate any expenses that are incurred by medical expenses and ambulance charges.
- Roadside Assistance Cover
-
Roadside Assistance Cover in your Car Insurance Plan is an add-on cover and acts as your most trusted ally when the vehicle breaks down. In other words, Roadside Assistance Coverage means a professional technician comes to your rescue when your car breaks down in the middle of the journey leaving you stranded.
- Return to Invoice Cover
-
RTI is an add-on option which covers the gap between the insured declared value and the invoice value of the car. It's an option that will fetch you the entire amount of loss (the on-road price you paid for your car) that you incurred from losing it!
- Passenger Cover
-
Covers the cost incurred by your vehicle's occupants for medical treatment after accidents. ... Any additional passenger needs to bear their financial liability during accidents. Offers financial assistance in the event of death of a passenger due to the car accident.
- Tyre Protect
-
A Tyre protection cover is an add-on which can be bought by paying an additional premium with a standalone own-damage or a comprehensive car Insurance policy. This car add-on cover provides coverage for the repair and replacement cost of tyres.
- Key Protection cover
-
In case you lose, misplace or damage your car keys, the add-on cover will reimburse the cost to replace or repair the key(s) lock/lockset. They are protected under the lost car key Insurance, which is known as Key Protect Add-on.
© Copyright 2021 Always Assure. All rights reserved.
Demos
